Process
How Vaultline works
We've stripped lending down to what actually matters: a clear application, real underwriters, and capital that arrives on time.
1. Apply online
Share basic business info, requested amount, term, and intended use of funds. Most applications take under 10 minutes.
2. Underwriting review
A dedicated underwriter reviews your financials, contracts, and traction. We'll request supporting documents through a secure portal.
3. Term sheet & agreement
Approved applicants receive a clear term sheet — amount, rate, fees, schedule. After signature, we move to funding.
4. Disbursement
Funds are wired in your preferred currency — USDC stablecoin or fiat via banking partner — typically within 72 hours of signing.
5. Repayment
Pay on a fixed monthly schedule in fiat or stablecoin. Early repayment is always free.
What we need from you
- • Last 12 months of bank statements
- • Most recent financial statements
- • Business registration & ownership
- • Government-issued ID for signatories
- • Brief description of use of funds
- • Major customer or contract evidence (if relevant)
Ready when you are.
Start your application — it takes about 10 minutes.